I have been reviewing my business insurance because I recently started using my vehicle more often for work-related trips, deliveries, and visiting customers. I’m looking into commercial auto insurance Texas options because I want to make sure my business vehicle has appropriate protection rather than relying on a personal auto policy. Texas requires motor vehicles to maintain financial responsibility, with standard minimum liability limits of 30/60/25, although requirements can vary depending on the vehicle, weight, cargo, and type of business use. I am comparing liability limits, physical damage coverage, deductibles, and other policy details before choosing anything. For other Texas business owners, what coverage features do you consider most important when comparing commercial auto policies?