<p dir="ltr">International buyers often face rejection from traditional banks due to lack of US credit history or tax returns. This is where specialized financing steps in to fill the void. A foreign national loan allows non-citizens to secure funding using alternative documentation such as passports, bank statements, and proof of foreign income. These loans are structured to accommodate higher down payments and flexible terms, making them ideal for expats, overseas investors, and non-resident buyers looking to purchase US real estate without the typical barriers imposed by conventional mortgage lenders.